RISC is Canada’s foremost advisor in real estate insurance risk
management. We help clients shape decisions for the better.
With deep experience, sound judgment, and forward thinking, our team is on a mission to revolutionize the practice of insurance risk management consulting in Canada, delivering nothing short of authentic and reliable consulting. Leveraging our interdisciplinary expertise in real estate, finance, insurance, risk management and appraisal, we quickly and effectively accelerate superior business outcomes for our clients.
At RISC, we unleash the collective power of people, knowledge, and strategic processes to fulfill today’s most critical client needs. As a premier national consultancy, we help the country’s most active property lenders navigate intricate scenarios and seize both challenges and opportunities. Entrusting us as your advisor means tapping into the full spectrum of our capabilities to focus on your unique needs, setting a new industry standard where thriving amidst constant change is not only a possibility but a certainty.
Loans Managed Annually
Integrated Services
Years of Executive Experience
Year Established
Since our founding in 2008, Real-estate Insurance Services Consulting (RISC) has been driven by a growing demand for better consultancy services. Initially sought after by lenders craving more from their advisors, we rose to the occasion. Today, our clientele not only spans the nation’s most active lenders, large and small, but encompasses a diverse range of real estate industry players that benefit from our comprehensive service offering. This expansion fuels our ability to continually innovate and deliver highly qualified consulting services, enriching the experience for all our clients.
At RISC, our approach is rooted in prioritizing client needs above all else. We are dedicated to crafting tailored solutions that not only meet but exceed expectations in the ever-evolving landscape of real estate insurance risk management. It’s this unwavering commitment to our clients that instils meaning into every property or project that we undertake as a united team.
While some may call us “risk architects,” at our core we are problem solvers, known for our flexibility and bona fide, full-service consulting and advisory services. This is facilitated by professionals that care, and by a team of experts that combine decades of expertise across related industries. When we package this collective wisdom with our interdisciplinary approach, our advantage becomes unmistakable, positioning us as unmatched leaders in the field.
After all, your risks are our business, and we’re here to navigate them with precision and dedication.

President of RISC INC.
Effective risk management has changed dramatically for the Canadian real estate lending industry since the Global Financial Crisis. Recognizing the magnitude of this paradigm shift, RISC continuously invests in people and services, thus allowing our firm to emerge as a trusted partner year-after-year in an ever-changing environment.
Richard Vilner makes this decision, after requests from some of the country’s largest banks to better service their changing needs amidst a wave of revisions to risk functions.
Expanding our reach to all Canadian provinces, RISC becomes national, and fully operational in both official languages (English & French).
The first Canadian lenders select RISC’s added, proprietary services to help limit risks on annual policy renewals and multi-tranche construction projects.
Over $100 Million in at-risk loans recovered in the service’s first year, and many more property insurance claims resolved to protect lenders.
Our team continues to grow, as our consulting strategy is celebrated by reaching $10 Billion in loans managed annually.